How Are Personal Injury Settlements Paid Out?

When someone is involved in an accident, they might reach a settlement with an insurance company. The person being sued, who is the defendant, agrees to pay the person suing them, who’s the plaintiff, an amount, so they drop the case. The insurance company of the defendant is typically actually the party paying the settlement.  Most personal injury cases end with settlements without going to trial, and often before a lawsuit is even … [Read more...]

Effective Ways To Future-Proof Your Finances

Thinking about the future is always beneficial when it comes to managing your money. It’s important to live in the moment and make the most of the present, but it’s also crucial to plan ahead. If you’re keen to be proactive in getting your finances in order, here are some top tips.  Image credit: https://www.pexels.com/photo/counting-dollar-bills-4968631/ Keep a close eye on your accounts and balances The number one golden rule to … [Read more...]

How To Teach Your Kids About Credit & Credit Scores?

One of the biggest realizations of adulthood is how woefully unprepared the nearly two decades of schooling leaves us when stepping onto the real world. Parents, teachers, and society at large obsess over the grades and GPAs, while completely ignoring the score that we will carry all through our lives, and something that impacts every personal and professional aspect for years ahead — the credit score. Image source - … [Read more...]

10 Weird Ways To Earn Some Extra Money Online

From completing surveys to blogging, there are so many unique ways to make money online. This includes a number of weird and wacky money-making methods that you may not have even realized existed. Below are just a few unusual ways to make some extra money online. Pexels. CCO Licensed. Sell your hair Got long hair and thinking of cutting it? There are lots of places online where you can sell your hair. Real human hair is valuable and is … [Read more...]

4 Ways to Save Money on the Web

The internet is an amazing thing. The evolution of the web has created an environment where we can shop for what we need without leaving our homes, communicate with loved ones, and even work from virtually anywhere. For budget-conscious individuals, the digital world is a two-edged sword. On the one hand, being online makes it easier to fall victim to impulse spending and an ever-growing desire to have the latest technology. On the other … [Read more...]

You Need Life Insurance – The Real Question is “How Much”?

If you have one or more family members relying on you financially, you know you need life insurance. But the real question is: “how much?” Source: Pexels In other words, how much coverage will ensure that your loved ones are taken care of financially in the event of your death? This is never an easy question to answer - or one that you might wish to dwell on.  However, the right life insurance plan can prevent your family from facing … [Read more...]

Why Every Business Needs A Website 

When you start a business there are some things you will need to consider very carefully indeed. There are some things that are absolutely necessary in order for you to succeed, and they must be in place before you launch in order to make a great first impression. In business, it is these first impressions that really can make the difference between success and failure.  Having a website and ensuring that it will gain you customers and sales … [Read more...]

How Important is Your Payroll System

The first few weeks of owning your own business can be hectic. Whether it is a new business that you have just started or an established company that you have become responsible for running, it can be hard to scramble around trying to get everything established quickly. One of the more important parts of your business will always be the payroll system – the method used to actually pay employees for their work. But how important actually is … [Read more...]

How to Use Your Life Insurance for Retirement

It's understandable if getting insurance cover is not on your mind. Still, you should also know that other than paying for your death, there are other critical factors as to why you need to take insurance cover for your retirement. When you retire, you should consider how your money will help you survive without work. The simple dollar can help you understand the benefit of taking an insurance cover. Simple dollar explains that the cash value … [Read more...]

Trim Your Household Budget and Save Money

Many people cannot afford to waste money in the current economic climate. So, eliminating unnecessary expenses is essential. But everyone knows you should cut down on your spending — the problem is not knowing where to begin.  You probably have some sort of budget plan to help you keep track of your income and expenditures, but it may not be enough. If that is the case, it is time to sit down with your spouse, partner, or whoever else is … [Read more...]