Nationally syndicated radio talk show host and New York Times best-selling author Dave Ramsey has created a line of products for kids that takes his financial expertise and applies it to kids ages 3-12 in a fun, easy to learn experience.
The book series is based on Junior, a young boy who learns the valuable lessons of giving, sharing, and spending. There are six illustrated books in the series that cover lessons such as “Junior Discovers Spending,” “Junior Discovers Work,” and “Junior Discovers Integrity.” The books are also available in an audio format and come in a cool aluminum lunchbox with Junior and his friends on the front. They are the perfect companion for travelling and bedtime story readying.
Dave Ramsey has also taken his acclaimed Financial Peace University series and made a kid’s version that helps parents teach their children how to practice the principles that they read about in Junior’s book series.
The Financial Peace Jr. kit comes with dry-erase boards to keep track of savings and commission; a coin purse; magnets for giving, saving, and spending; a kid’s sized calculator; envelope system; and an instruction manual for parents. Financial Peace Jr. is a great way for parents and kids to grow closer and learn the value of money together.
My husband and I are firm believers in Dave’s system. Although we did not attend Financial Peace University, my husband read the book (several times through) and we followed most of the advice in it. For about 2 years 4 months my husband worked his tail off while I tried my best to make our budgeted ends meet at home (for clothing, groceries etc). We didn’t live off of beans and rice, rice and beans… but we also didn’t eat steak dinners every night. We also cut out most of our eating out and tried to obtain free or almost free entertainment. We were able to pay off all our debt (around $37,000) except the house in that time. Because of Dave’s advice we established a decent emergency fund since then and when our central air went out in the house last month, we had the cash to replace it. Although it hurt, we had the money.
We have been trying to pass along this valuable knowledge to our children. We want them to live a life like no other… and to start that life early. Hopefully they are listening and hearing our tails of “poverty”, debt and struggle and taking them to heart. We know that our oldest, Kaytlin, has listened. She has decided to live at home while attending college. She works at the book store and pays for her classes in cash. She is due to graduate with an associates in the spring… with no debt.
With the tools, advice and reading material in the Financial Peace Jr. kit we hope to start Emma and Ethan super early on a road to no debt. At the ages of 4 and 3 they both know that we cannot have everything we want… that things cost money and sometimes they cost too much money. Emma is learning to read the prices on items at the stores and knows that $15 is a lot more than $5. Soon they will start to earn a little money by doing what chores they are able to and will learn that although spending is fun, we also need to save. The spirit of giving runs full circle and they will be encouraged to share their “wealth” with others also.
This kit is a fabulous teaching aid to help guide our future generation into an adulthood of owning their possessions. Nothing feels worse than having an object “own” you… where every bit of energy you have is put into working to pay for it. There’s no feeling in the world like paying cash for something you have wanted for quite some time.
You can purchase the Financial Peace Jr. Kit for $19.99
Jrs. Adventures 6 audio cd set for $24.95 (sale price… regular $39.99)
ONE OurKidsMom reader is going to win the Financial Peace Jr. Kit, audio books and a variety of hardback books!
Simply follow the directions in the widget below. It’s that simple.
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This giveaway ends at 12:01 AM EST on September 22, 2011.
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