Dave Ramsey Financial Peace Jr Kit, Books & Audiobooks [CLOSED Giveaway]

Nationally syndicated radio talk show host and New York Times best-selling author Dave Ramsey has created a line of products for kids that takes his financial expertise and applies it to kids ages 3-12 in a fun, easy to learn experience.

financial peace jr books

The book series is based on Junior, a young boy who learns the valuable lessons of giving, sharing, and spending. There are six illustrated books in the series that cover lessons such as “Junior Discovers Spending,” “Junior Discovers Work,” and “Junior Discovers Integrity.” The books are also available in an audio format and come in a cool aluminum lunchbox with Junior and his friends on the front. They are the perfect companion for travelling and bedtime story readying.

Dave Ramsey has also taken his acclaimed Financial Peace University series and made a kid’s version that helps parents teach their children how to practice the principles that they read about in Junior’s book series.

The Financial Peace Jr. kit comes with dry-erase boards to keep track of savings and commission; a coin purse; magnets for giving, saving, and spending; a kid’s sized calculator; envelope system; and an instruction manual for parents. Financial Peace Jr. is a great way for parents and kids to grow closer and learn the value of money together.

My husband and I are firm believers in Dave’s system. Although we did not attend Financial Peace University, my husband read the book (several times through) and we followed most of the advice in it. For about 2 years 4 months my husband worked his tail off while I tried my best to make our budgeted ends meet at home (for clothing, groceries etc). We didn’t live off of beans and rice, rice and beans… but we also didn’t eat steak dinners every night. We also cut out most of our eating out and tried to obtain free or almost free entertainment. We were able to pay off all our debt (around $37,000) except the house in that time. Because of Dave’s advice we established a decent emergency fund since then and when our central air went out in the house last month, we had the cash to replace it. Although it hurt, we had the money.

We have been trying to pass along this valuable knowledge to our children. We want them to live a life like no other… and to start that life early. Hopefully they are listening and hearing our tails of “poverty”, debt and struggle and taking them to heart. We know that our oldest, Kaytlin, has listened. She has decided to live at home while attending college. She works at the book store and pays for her classes in cash. She is due to graduate with an associates in the spring… with no debt.

Screen shot 2011-08-31 at 10.07.39 PM

With the tools, advice and reading material in the Financial Peace Jr. kit we hope to start Emma and Ethan super early on a road to no debt. At the ages of 4 and 3 they both know that we cannot have everything we want… that things cost money and sometimes they cost too much money. Emma is learning to read the prices on items at the stores and knows that $15 is a lot more than $5. Soon they will start to earn a little money by doing what chores they are able to and will learn that although spending is fun, we also need to save. The spirit of giving runs full circle and they will be encouraged to share their “wealth” with others also.

This kit is a fabulous teaching aid to help guide our future generation into an adulthood of owning their possessions. Nothing feels worse than having an object “own” you… where every bit of energy you have is put into working to pay for it. There’s no feeling in the world like paying cash for something you have wanted for quite some time.


You can purchase the Financial Peace Jr. Kit for $19.99

Jrs. Adventures 6 audio cd set for $24.95 (sale price… regular $39.99)

and the books for $7.95 each or a set of 6 for $29.95 (sale price… regular $59.70)


ONE OurKidsMom reader is going to win the Financial Peace Jr. Kit, audio books and a variety of hardback books!



Simply follow the directions in the widget below. It’s that simple.


but they are still very much appreciated and adored :O)



You do not have to be a blogger to enter/win. An email address is required to enter. The winner will be chosen randomly through Rafflecopter and contacted via email. A reply to the winning email is required within 48 hours before a new winner is chosen. One person entering per household please. U.S. only.

This giveaway ends at 12:01 AM EST on September 22, 2011.

Disclosure of Material Connection: I received one or more of the products or services mentioned above for free in the hope that I would mention/review it on my blog. I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.” The opinions expressed in this post are entirely my own. Your experience with the product may differ from mine. The sponsor is responsible for prize fulfillment and will be shipping the winner(s) their prize(s). For more information read my disclosure policy.


  1. arline says:

    I learned that he has stuff for kids!!! I love that idea that i can teach even my 4 year old to not get into debt

  2. Heidi Daily says:

    I like that he lists trusted companies on his site.

  3. Ashley Siegle says:

    I really want the full system my local church does a program by Dave Ramsey and I’d love to go sometime!

  4. Fawn H says:

    I learned that he offers online classes

  5. Amy says:

    Thankful for Dave Ramsey’s advice. Hoping to lead by example for my kiddos.

  6. tracy says:

    I learned that he had a great book out and I ordered it Entire Leadership.

  7. Susana says:

    I Like the Real Life…Real Stories section. I learn from what others are experiencing. I’ve watched Dave on TV, and he makes a lot of sense.

  8. Laurie Adams says:

    New to Dave Ramsey and his work. I would like to try the Financial Peace University
    Home Study Kit.

  9. Summer D says:

    I love the online tools

  10. Audrey Griffis says:

    who doesn’t love saving money and being organized about it i could really use some help in that department but i love that there is a kids section on his webiste

  11. courtney says:

    i read the article “Im making double payments” very interesting

  12. Shelly Peterson says:

    I like that they have online budgeting program.

  13. Sasha says:

    I like how organized and put together his program is. I think this would be very beneficial for my two little ones, especially my daughter who wants to spend spend and SPEND without understanding.

  14. Jennie Swencki says:

    I didn’t know Dave Ramsey had a kid section

  15. kelley says:

    the jr adventure banks are also super cool

  16. Stephanie G says:

    I would like to take the financial peace university online course.

  17. Cujo says:

    I Like the Real Life…Real Stories section. I learn from what others are experiencing.

  18. Gina H. says:

    I like his budgeting tools on the website.

  19. Rebecca Graham says:

    I would like to have the EntreLeadership book.

  20. Ellen B says:

    He has online classes!

  21. Jessica Bradley says:

    I would love to try the budgeting software.

  22. I’d like the DVD home study course

  23. I love the baby steps!


  24. I would love to have the Designer Envelope System and Coupon Companion (Blue/Brown) and the Dave Ramsey’s Personal Finance Software – Immediate Download.
    supermomonwheels [at] gmail [dot] com

  25. Daily Woman says:

    I learned that he has alot of different curriculums for kids of all ages.

  26. Emillie says:

    I like that you can find radio stations to listen to his show one!
    hisprincess886 at yahoo dot com

  27. Amy Hollingsworth says:

    I love how it’s simple to teach children about money

  28. Jenny says:

    Just gave a Biblical finance lesson to the ladies at our church…. would love to have this to help our kids!!!

  29. crystal faulk says:

    I like the way the program for the younger kids is set up. I do believe that if they are taught from the beginning the proper way to handle many that they will hopefully avoid the traps that so many of us have fallen into. I know that for myself, I was taught nothing about savings or credit or debt. My husband and I have learned the hard way and are diligently working to correct our mistakes and teach our kids a better way.

  30. Loreina says:

    I have used some of Dave Ramsey’s books for myself, and I would love the opportunity to have him explain finances to my daughter. I’m sure she’d be much more responsive to books aimed toward children written by anyone else than her mother. She tunes me out lol!

  31. Jean Lynd says:

    Foundations in Personal Finance is the perfect curriculum for homeschool high schoolers!

  32. Heather Hatton says:

    I want to be able to say we are DEBT FREE! 🙂

  33. Pauline M says:

    Since this is not something that I was taught and as a result, struggled for three years to pay off my debt, I’ve made this a priority for my children. The program seems to be easy to understand for kids and look forward to sharing this with them!

  34. I am impressed with his site and will have to look into his site further. He is a very smart guy with lots of great tips I wish I would have learned when I was a kid. Thanks for the info.

  35. I would love this! We are huge Dave fans and have been able to pay off two new cars and all but our mortgage! We’d love to get financial peace jr

  36. Sadie says:

    THis is a great giveaway!

  37. Carrie Martinet says:

    I like how it has question and answer areas of the website for specific financial situations.

  38. emily l says:

    I think it’s cool that there’s a church leaders section on the website.

  39. Tara Berke Torres says:

    He has simple products for young children.

  40. Anne Loyd says:

    I like the Generation Change: A Teen Study.

  41. Stephanie Mago-Eagle says:

    I Visited Dave Ramsey’s website and I like the whole page & that he is trying to help people out with their money issues

  42. Stephanie Mago-Eagle says:

    on the Follow @DaveRamsey on Twitter I forgot to leave my Twitter name SAnneEagle@yahoo.com

  43. Gladys Parker says:

    Luv that he teaches children how to handle money at a young age, as parents we all try but to have it out in front of them is great!
    sps1113 at yahoo dot com

  44. Kelly Hutchinson says:

    I have done the adult version at church but did not know they had one for children. This is perfect for any family.

  45. Pauline says:

    I like that it is easy and simple and gear toward kids – (emscout9 at Hotmail dot com)

  46. Lina says:

    I like his “Dave Recommends” tab

  47. Lori A. says:

    Love Dave!! I’d love to have the Financial Peace University DVD Home Study Kit
    ljatwood at gmail dot com

  48. Pat says:

    I’d like to get the Total Money Makeover book.

  49. Brianna Beers says:

    I liked the Seven Baby Steps…

  50. Donna K says:

    I would like his new book EnteLeadership.

  51. I would like to try the Designer Envelope System and Coupon Companion (Blue/Brown).
    supermomonwheels [at] gmail [dot] com

  52. Heather H says:

    I really want Financial Peace University Home Study Kit

  53. valerie mabrey says:

    credit is never good when it comes to credit cards

    vmkids3 at msn dot com

  54. polly says:

    i like that there are books for kids from high school through college to help them

  55. Brooke R. says:

    I also like under the “tools” tab, “how to get out of debt”
    Count me in! Looks like I have some reading today!

  56. amy hollingsworth says:

    I love how this enables you to visually teach children the value of money and saving

    Amy Hollingsworth

  57. sweeter the berry says:

    I learned our economy is no longer in a recession and hasn’t been for some time.

  58. Odelia C says:

    I love the JR kit and didn’t know that it was available.

  59. Bianca Roman says:

    I’m a huge fan of Dave Ramsey and I love everything he has to offer. I love the fact that I can listen daily and in real time, his radio shows from his website.

  60. katfam says:

    I’d love a copy of the Total Money Makeover book.

  61. jenn says:

    there is a spot where dave has posted his top recommended companies

  62. Hello! This is my first comment here so I just wanted to give a quick shout out and tell you I really enjoy reading your blog posts. Can you suggest any other blogs/websites/forums that deal with the same topics? Appreciate it!

  63. Angela says:

    I’d love to get the Total Money Makeover Book

  64. Lisa Danielle Grice says:

    Would love The Total Money Makeover book!

  65. Lisa Danielle Grice says:

    Thank you for this giveaway!~

  66. shawna says:

    I like the tools tab with the How to get out of debt tab.

  67. Louis says:

    I like the tools on dave ramsey’s website like the mortgage calculator

    Thank you for hosting this giveaway

    pumuckler {at} gmail {dot} com

  68. Ericka says:

    I would love to get the Act Your Wage! – Board Game lol that looks like a lot of fun 🙂
    ericka082 at gmail dot com

  69. Marianna says:

    I’d like to have the Couple’s Bundle!

  70. Pauline M says:

    Our local bank actually sponsors a Dave Ramsey course twice a year and I finally got the nerve and made the commitment to get into this and I just finished week 2 (or baby step 2) and I actually finished baby step 1 which I’m really proud of. Even better is that I brought my kids to learn as well and they really love it! I know the jr. kit would be a great inspiration for them!

  71. amy hollingsworth says:

    Dave Ramsey gives such great advice on being frugal and living a debt free lifestyle and I believe we should start early and teach children at an early age.

    Amy Hollingsworth

  72. barbara hunt says:

    Thanks for the great contest!

  73. Teri says:

    His How to Get out of debt section is informative

  74. crystal allen says:

    I want the Dave Ramsey Financial Peace Jr Kit, Books & Audiobooks. Just this morning on the way to school, I told my 11 yr old son that he needed new jeans for winter. I told him that we are lucky to be able to go out and buy them when we need something (of course i will shop clearance racks ). I told him that some people live pay check to pay check and that that is a hard way to life. You run out of money before the next pay day that way. I think that he is old enough to understand money managing now and that he would take it seriously. I also have a 7 yr old daughter who would use this kit also. clallen at ntin dot net

  75. Jane H says:

    Dave gives some good advice on how to sell your home at top dollar even in today’s down market. Thank you for the opportunity to win this great book. My kids could sure use it.

  76. Erica G says:

    I would love to start his Financial Peace University.

Add Your Comment