H&R Block Emerald Advance Program | #HRBlockEA

H&R Block Emerald Advance Program

H&R Block has asked me to help promote the Emerald Advance Line of Credit. The prize was provided and may be shipped to the winner by H&R Block, but all opinions expressed in the post are my own and not those of H&R Block. Entrants must be 18 or older and located in the US only. Winner to be chosen at random.

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Next week is Thanksgiving which means the holidays are literally just around the corner. There are so many things that pop into my head when thinking about the holidays…

* Time to dig out the decorations from the basement and have a decorating day with the kids!

* Let the kiddos start circling their wishes in the shopping catalogs.

* Start planning our holiday baking list… we like to bake for the neighbors.

* Start stalking Black Friday sales and make my list early!

* Break out the holiday scents for my Scensty warmers.

* Schedule a holiday house cleaning from the maid service (aka the older kids… I’m too busy doing everything else!)

* Check my holiday savings and hope it matches the value of the newly created wish lists!

Sound familiar to you? Yep… these activities are re-created in households everywhere.

Heck, the holiday expenses can really add up quickly, especially with a family of six. I am a sale ad stalker. Now with more and more ads being displayed online it’s even easier to comparison shop to get the best deals. Sometimes I even find an even better deal through an online retailer.

If for some unfortunate reason your holiday savings are a little lacking… there is an option for you!

H&R Block recognizes that sometimes a bit of extra money can be the difference.

H&R Block’s Emerald Advance line of credit can help make the holidays – and the entire year – more enjoyable! 

More details on the H&R Block Emerald Advance line of credit:

  • H&R Block will begin accepting applications in offices November 25th so set up your appointment today!
  • All you need to apply is an unexpired government-issued photo ID and your most recent pay stub (no W2 form required!)
  • You don’t already need to be an H&R Block client to apply
  • The Emerald Advance is a line of credit you can draw from as you need it. You can use it year-round for unexpected expenses and other short-term credit needs. It’s that easy!

With H&R Block’s Emerald Advance® line of credit, applicants may be eligible for up to $1,000 without having to jump through lots of hoops.  The application process starts on November 25th which means the line of credit could be available in time for the holidays!

How do I apply?

Emerald Advance will be available in participating offices beginning November 25th

To apply, you will need:

  • Current earnings statement
  • Unexpired government-issued photo ID
  • Your Emerald Card (if you have one)
Benefits of the Emerald Advance
  • Load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.
  • Ability to pay down the balance on the Emerald Advance with a portion of your tax refund, if you so choose
  • Access to credit year-round

Whether using Emerald Advance to help cover holiday shopping, travel costs, meal planning or any unexpected expenses that come along throughout the year, being able to draw from a line of credit year-round allows more time for celebrating and less time for worrying!

 

What would you do with an Emerald Advance?

Connect with H&R Block:

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One Lucky Reader is going to win a $300 H&R Block Branded Mastercard

(works anywhere Mastercard is accepted) !

 

Giveaway organized by OurKidsMom. Ended December 6, 2013 at 11:59pm CST.

To enter please use the Rafflecopter form below. Good luck.

 

a Rafflecopter giveaway
 

Rules:You do not have to be a blogger to enter/win. An email address is required to enter. The winner will be chosen randomly through Rafflecopter and contacted via email. A reply to the winning email is required within 48 hours before a new winner is chosen. One person entering per household please. US ONLY please.

Would you like to have your products featured in a similar review and/or giveaway?

Want to increase your brands social media exposure before the holiday season?

We can help! Contact ourkidsmom@gmail.com to see what OurKidsMom can do for your brand!

 

Comments

  1. Stephanie Gossett says:

    I like that you do not need tax forms, only a current pay stub. Looks like a nice program that can be used all year!

    ninigossett at gmail dot com

  2. Lisa Brown says:

    i learned that i have the ability to pay down the balance on the Emerald Advance with a portion of my tax refund

  3. Mary Beth Elderton says:

    I learned that the credit line is available all year. There are many ways to pay, including paying with part of your tax return

  4. Laura says:

    I love that the emerald card is prepaid and still allows you to earn points.

  5. Mary Happymommy says:

    I learned you can apply on November 25th.

  6. Jennifer Speed says:

    Learned that it can be used year round

  7. Julie Wood says:

    I learned that I can get an H&R Emerald Card prepaid and use it year round without any fees. What a great deal!

  8. juli guthrie says:

    I learned you could use the Emerald Advance as a line of credit year round

    • Jessica says:

      How do you apply for the year round line of credit?

  9. amy pugmire says:

    I like that load funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard for easy access.

  10. Kim H. says:

    I like that you can borrow and repay up to $1000 – that’s a good amount!

  11. Sarah B says:

    I love that the line of credit can be applied to the card as you need it. Easy!

  12. Mia Dentice Carey says:

    That they still have a FREE version for 1st time tax filers

  13. Danielle Papsis says:

    I learned it’s a line of credit you can use year round.

  14. Diana says:

    You can apply for the emerald advance Monday, November 25.

  15. Andrea D. says:

    I like how it would give you credit all year round.

  16. Cynthia R says:

    i like how you can get your line of credit on a mastercard, so easy to use.

  17. kim burnett says:

    they offer live support through their 1800#

  18. KATHY says:

    This would go straight toward a Christmas gift for my hubby, who has spent the past year worrying about my huge and continuous medical bills, and literally never gets a single thing for himself.

  19. I learned that you can Use it year-round and If approved, you are eligible to maintain your line of credit year-round127. Be prepared when the unexpected occurs.

  20. lisa leonard says:

    good for unexpected expensives

  21. debbie jackson says:

    I like you can use your return to pay back a loan

  22. Noreen Plantz says:

    I like the Emerald Advance and the fact that you can draw from it year round.

  23. sandy weinstein says:

    like the emerald card, debit, can use credit line all yr round

  24. heather eg kaufman says:

    I like that the Emerald card has a points program.

  25. Erin G says:

    I love that the emerald card is a prepay but that you can also earn points! Points add up fast!

  26. Betty Baez says:

    I leraned that with the emerald prepaid mastercard there’s no setup fee, no monthly activity fee, no overdraft fee, and no fees on purchases.

  27. nici r says:

    I learned you can use your pay stub instead of tax forms

  28. Elizabeth P. says:

    I learned that the emerald card is prepaid but you can still earn points – awesome!

  29. Tabitha P. says:

    I like that it’s avilable year round.
    the holidays aren’t the only time money is tight for families.

  30. Elena says:

    I learned that if approved, you are eligible to maintain your line of credit year-round

  31. Kim Jones says:

    It can be used year round with a $45 annual fee.

  32. Christine G says:

    I learned they charge an annual fee of $45. Also you can apply at any participating offices from November 25th, through January 15th of next year.

  33. Beth W says:

    I learned that you can view transactions, statements and make payments online.

  34. Kelly D says:

    I learned that you only have to borrow and repay the specific amount you need.

  35. Jennifer says:

    It can be used all year round

  36. Kathy S says:

    I learned they have software that can be used for doing taxes.

  37. Christine Mayfield says:

    I like that you can Manage your Health on the website as well as your money.

  38. Jacob says:

    I liked that you could use your tax refund to apply towards your balance

  39. Amanda Alvarado says:

    I learned that they also offer loans and health insurance

  40. Wanda McHenry says:

    I like that if approved, you can use it year-round!

  41. Cindy B says:

    I learned that the Emerald Advance® is a year-round line of credit. I always thought that an H&R Block loan was just during tax season.

  42. Rosanne says:

    You can pay down the balance with your tax refund

  43. I learned I could file online through H&R Block.

  44. Jen Haile says:

    I learned that there is a $45 Annual Fee.

  45. Alana Vester says:

    I learned that you can pay down the balance on the Emerald Advance with a portion of your tax refund.

  46. I learned that there is a “36% Annual Percentage Rate (APR)”.

  47. Debra Hall says:

    they have one program that’s free to file

  48. You can apply as early as Nov 25th, and you can repay with part of your tax return. Pretty nifty to have the money for holiday shopping.

  49. Lauren Becker says:

    I learned that you have access to your credit all year long!

  50. Marcia Goss says:

    You can put money from your line of credit on a prepaid Master Card.

  51. Jennifer T. says:

    I learned there’s a $45 annual fee.
    jtmagmom73(at)gmail(dot)com

  52. courtney hennagir says:

    I learned that you can get your tax refund back on the Emerald card!

  53. Terry K says:

    I want H&R Block to prepare my taxes this year.

  54. Terry K says:

    I learned that there is a $45 annual fee.

  55. Rebecca Parsons says:

    There is a $1000 credit line that is available possibly all year around as long as you qualify.

  56. Elizabeth Owens says:

    I like that you can access your credit year round!

  57. Rebecca Orr says:

    I like mobile banking app that they have for those with accounts.

  58. it’s a line of credit that can be used year round.

  59. KJ Skib says:

    I like all the refund options they offer.

  60. Sarah says:

    I learned that I can apply for this loan starting today.

  61. Kendra says:

    I like that it gives you credit all year round.

  62. Fawn H says:

    I learned that you can get a FreeTax & Health Care review when you file your taxes with H&R Block

  63. Angela says:

    I like that they offer this because it comes in handy during the holiday season. I also like that you can use the card year-round and you can add money to it all year and use it that way too, just like any other debit card. I learned that the line of credit is available all year, which I didn’t know before.

  64. Sylvia Jui says:

    Easy online tax filing tool!

  65. Sylvia Jui says:

    Easy online tax filing tool!

  66. Kelly says:

    You can file online or in an office.

  67. Christine says:

    I was looking for information on this! And I came across this blog! Super helpful. Thanks so much!

  68. Lisa B. says:

    I learned that you could have year-round access to up to $1,000, loaded on an H&R Block Emerald Prepaid MasterCard.

  69. Sara Banks says:

    I like the fact you just need your id and last pay stub. Makes it a lot simpler than digging out a bunch of papers.

  70. Sarah says:

    I learned you can borrow against it and also use it year round!

  71. heta s says:

    I am impressed by their money back guarantee, best in the industry.

  72. Tiffany Schmidt says:

    H&R Block is really more than just tax season preparation. I never really thought of them past that.

  73. Jean says:

    I learned that there is a $45 fee to get set up with Emerald Advance. Still, for some that might be a small price to pay for the flexibility of having a line of credit for emergencies.

  74. Alex Turpen says:

    I like that you can file online with H&R Block. I hate having to get out and do taxes!

  75. heather says:

    I learned you can submit your taxes via their website using links and their download forms.

  76. maria earnhardt says:

    I REALLY ENJOYED THIS WEBSITE BECAUSE I WAS WANTING TO KNOW ABOUT THE EMERALD LINE OF CREDIT, I HAD NEVER HEARD OF IT AND COULD NOT FIND A PERSON FROM H AND R BLOCK TO TALK WITH THE TWO TIMES I HAVE CALLED SEVERAL OFFICES DUE TO THEIR LIMITED SCHEDULES. SO THIS SITE HAS ANSWERED ALL MY QUESTIONS AND MADE IT EASY FOR ME TO KNOW WHICH DIRECTION TO GO IN NEXT!! THANK YOU FOR SUPPLYING THIS INFO FOR US TO READ.

    SINCERELY

    MARIA EARNHARDT

  77. this helps so much. thanks for posting about the requirments.

  78. Tara says:

    I learned that you could pay down your balance using a portion of your tax return.

  79. Dawn Monroe says:

    I read that I can bring in my last paycheck to start my taxes early in

  80. Jessica H. says:

    I would love their basic program with state We always use their program!

  81. Rust says:

    With Emerald Advance, funds drawn from your line of credit to your H&R Block Emerald Prepaid MasterCard® for easy access.

  82. Eileen Richter says:

    They are helping people sign up for health care under the Affordable Health Care act, at no charge.

  83. H&R Block lets you choose how to get your refund.

  84. amelia a. says:

    Love it

  85. Sarah L says:

    Just trying to comment and see if it’s been fixed. YES!

  86. LaKysha says:

    They have always made it very convenient to use their services online, I began filing in the office itself but with the H&R Block website super easy to maneuver, I have filed my taxes online for the past 5 years, without any mistakes. Its awesome

  87. ellen casper says:

    l learned that you have the ability to pay down the balance on the Emerald Advance with a portion of your tax refund

  88. Amy Orvin says:

    I like the convience of just walking in.

  89. Marquita says:

    If i won, I would use the money to buy a washer and dryer since I lost my car and its getting colder outside its harder to go wash clothes with 2 small kids.

  90. Nannypanpan says:

    I learned you can get answers to tax questions through their site

  91. Brynn says:

    I learned that they have serveral locations near me! 🙂

  92. I learned that H&R Emerald Card can be prepaid and I could use it year round without any fees! That is great news!

  93. Claire says:

    i learned that i have the ability to pay down the balance on the Emerald Advance with a portion of my tax refund

    Read more at http://www.ourkidsmom.com/2013/11/hr-block-emerald-advance-program-300-mastercard-gc-giveaway-ends-126-hrblockea/#qf7kP7AY477Fx4FY.99

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